The bank's total operating revenue stood at 98.11 billion yuan (about 14.3 billion U.S. dollars) in H1, according to a company statement.
The bank's net profits attributable to shareholders came in at 28.45 billion yuan in H1, down 10.02 percent year on year.
The non-performing loan ratio was 1.69 percent at the end of June, up 0.13 percentage points from the end of last year, the statement said.
Listed in both Shanghai and Hong Kong, it is China's first national joint-stock commercial bank initiated and founded mainly by non-state-owned enterprises.
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