From April to June, banks increased support to the real economy and ushered in more business opportunities, the report said.
Non-interest incomes will become a driver of commercial banks' profits in the third quarter, and lenders will develop intermediary businesses including investment banking and wealth management, said the report.
Banks will also leverage financial technology to keep costs down and improve profitability.
From July to September, commercial banks' non-performing loan ratio is likely to keep falling, while their outstanding non-performing loans may rise moderately, the report said, while calling for continuous attention on risks in key industries and small and medium-sized banks.
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