Rate for home-backed loans, extended by banks, came in at an annualized rate of 2.51 percent in January, up 0.06 percentage points from a month earlier, according to the Bank of Korea (BOK).
The rate stayed at the lowest rate of 2.45 percent for two months through December, but it rebounded in January despite the record-low benchmark interest rate that was cut to a record low of 1.25 percent in October last year.
Rate for household loans, including mortgage loans, fell 0.03 percentage point from a month earlier to 2.95 percent in January.
Corporate loan rate slipped 0.04 percentage points to 3.32 percent in the month.
Rate for loans to big corporations retreated 0.05 percentage points to 3.12 percent, and the rate for loans to small firms lost 0.02 percentage points to 3.48 percent.
Meanwhile, rate for banks' savings deposit dipped 0.06 percentage points to 1.54 percent in the cited period.
The margin between banks' deposit and lending rates came to 1.65 percentage points in January, up 0.03 percentage points from the previous month.
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