The ratio of bank loan, overdue at least three months, stood at 0.71 percent of the total as of end-June, down 0.06 percentage points from three months earlier, according to the Financial Supervisory Service (FSS).
It was the lowest since the second quarter of 2008 amid the record-low policy rate. The country's central bank cut its target rate by 25 basis points to an all-time low of 0.50 percent in May after lowering the rate by 50 basis points in March.
The non-performing loan (NPL) ratio for companies retreated 0.11 percentage points from three months earlier to 0.99 percent at the end of June.
The NPL ratio for households stood at 0.25 percent as of end-June, unchanged from three months ago.
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