The total capital ratio for 28 banks, bank holding companies, and internet-only banks under the Bank for International Settlements framework averaged 15.62 percent at the end of June, up 0.01 percentage point from three months earlier, according to the Financial Supervisory Service.
The ratio, a barometer of financial soundness, measures the proportion of a bank's capital to its risk-weighted assets. Banks are required to maintain a ratio above 10.5 percent.
The risk-weighted assets gained 1.7 percent in the April-June quarter, while the capital expanded 1.8 percent.
The tier-1 capital ratio, which gauges common stock capital and retained earnings, increased 0.01 percentage point from three months earlier to 14.27 percent at the end of June.
The common equity tier-1 capital ratio, or the proportion of common equity to risk-weighted assets, picked up 0.08 percentage points to 12.98 percent in the cited quarter.
Banks are required to keep the tier-1 and the common equity tier-1 capital ratios above 8.5 percent and 7.0 percent each.
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