The ratio of bank loans, overdue at least one month, came in at 0.34 percent of the total as of the end of October, up 0.04 percentage points from a month earlier, according to the Financial Supervisory Service. From a year earlier, it was down 0.12 percentage points.
The loan overdue rate hovered at a low level as the country's central bank cut its target rate by 25 basis points to an all-time low of 0.50 percent in May.
The delinquency ratio for banks' loan to companies added 0.05 percentage points over the month to 0.42 percent as of end-October.
The loan overdue ratio for big corporations was unchanged at 0.28 percent, but the reading for small firms gained 0.06 percentage points to 0.45 percent.
The bad debt ratio for households rose 0.02 percentage points from a month earlier to 0.23 percent at the end of October.
The figure for mortgage loans was steady at 0.16 percent, but the reading for credit loans was up 0.04 percentage points to 0.40 percent.
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